Understand GDS and TDS

What is GDS and TDS? It’s actually quite simple… There have always been two recognized methods used by the bank to measure a borrowers ability to pay.  There is GDS and TDS, here’s...
Read more

mortgage penalty and prepayment privileges

Mortgage prepayment privileges. Reduce your mortgage and your mortgage penalty. You’re desperate to get out of your current mortgage, but your lender tells you that freedom has its price – you’ll have to...
Read more